
Loans designed for the police family
Every application is assessed using information about your circumstances, affordability and ability to repay, helping us make responsible lending decisions.
Why borrow with No1 CopperPot?
- Clear, fixed rates. The rate shown for each loan is the rate available to all borrowers who meet the product’s eligibility criteria
- No early repayment fees. Overpay or repay your loan at any time without additional charges.
- Payroll deduction available. Make repayments directly from your salary through payroll deduction, available in most UK police forces.
All loans are subject to affordability and our lending criteria. Missing repayments could negatively affect your credit file.
Eligibility
To apply for a loan, you must:
✓ Be aged 18 or over and live in the UK or Isle of Man
✓ Be in paid employment or receive a regular income
✓ Be a serving or retired Police Officer, Police Staff member, PCSO, Special Constable, or an eligible immediate family member living at the same address
✓  Be a No1 CopperPot member (if you’re not already a member, you can apply for membership as part of your loan application)
Complete the application
You can apply for loans and membership at the same time, online or through our mobile app.

Assessing your loan
Your application is assessed considering your overall affordability, not just your credit score.

The decision
We aim to provide a decision within three working days. Once approved and your agreement has been completed, your funds can be released soon after.



















